If Your Property is Sold at Foreclosure, Any Money in Excess of Your Debts is Legally Yours.
Whether it was a tax sale or a mortgage foreclosure, if your property sold for more than your debts, that money legally belongs to you. We will work with your lender's attorney or the county to get it back.

Your Home Equity is Legally Yours.
For years, many local governments practiced what is known as 'Home Equity Theft.' Counties would keep the extra profit from a foreclosure sale. In 2023, the U.S. Supreme Court (Tyler v. Hennepin County) ended this practice forever.
The Court ruled unanimously that the government can collect what you owe in taxes or mortgage debt, but they cannot keep a penny more. That leftover money, or 'Surplus,' is legally yours under the 5th Amendment.
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37 States
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Understanding Your Right to Surplus Funds
The system isn’t designed to find you; it’s designed to keep your equity. If you have foreclosed on a property from a tax lien or mortgage foreclosure, you may be due money from the county or trustee. These are called surplus funds, and they are often the “hidden” silver lining in a difficult chapter of life.
When a home is sold at auction, any profit made above the debt belongs to the former owner. Yet, millions of dollars sit in government accounts every year simply because people don’t know the right questions to ask. We recommend being proactive before the state’s “escheatment” period expires, and that money is lost forever.
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What Clients Say About Us
4.9
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Recovering What's Rightfully Yours
4.8
“I had no idea I was owed anything after my foreclosure. Surplus Recovery Group walked me through every step and made the process simple. I’m so grateful for their honesty and professionalism.”
4.9
“I was skeptical at first, but they showed me proof of the surplus and connected me with an attorney who confirmed everything. I ended up receiving money I didn’t even know existed. Highly recommend.”
Frequently Asked Questions
These are some of the common questions we receive regarding surplus funds.
We operate on a pure contingency basis. We collect a percentage of the equity we successfully recover for you. Why? Because it aligns our mission with your results. If we don’t get your money back from the county or the bank, you owe us nothing. We take the financial risk. We do the heavy lifting. You get the fresh start you deserve.
Each state has its own deadlines. Some counties hold funds for months, while others hold them for years. We track those deadlines so your claim is never forfeited.
Deciding whether to hire an attorney depends on several factors, including whether the state follows a judicial or non-judicial process, the amount of surplus funds available, and whether probate is involved. If legal representation is required, we leverage our extensive network to secure a licensed attorney at the most competitive contingency rates, ensuring you get the best value with zero upfront costs.
- 1500 N Grant St. #6145, Denver, CO 80302
- +1 (720) 295-5018
- help@surplusrecoverygroup.com
Recover Your Equity
Contact us below for a free consultation about how we can assist you in recovering equity from your foreclosed property.
